Self-employed or running a small business, you should not lose sleep over quarterly taxes, messy books or a letter from the IRS. Talk to a CPA with more than 20 years of experience who explains everything in plain English, and who answers when you reach out.
Indian-American family or NRI? See our Indian CPA and Chartered Accountant (CA) tax guide.
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Chartered AccountantIndia (CA)If you work for yourself or run a small business, these worries are normal. You are not alone, and none of it is as scary as it feels. Here is how we take each one off your plate.
Little-known tax facts, limits and deadlines that can save you money or trouble. Figures are for tax year 2026.
General information, not advice for your situation. See them all in one list.
Brackets, limits, deadlines and news for every filer, kept current by a CPA. Free to use.
| Rate | Taxable income | Tax |
|---|---|---|
| 10% | $0 to $12,400 | 10% of taxable income |
| 12% | $12,401 to $50,400 | $1,240 plus 12% of the amount over $12,400 |
| 22% | $50,401 to $105,700 | $5,800 plus 22% of the amount over $50,400 |
| 24% | $105,701 to $201,775 | $17,966 plus 24% of the amount over $105,700 |
| 32% | $201,776 to $256,225 | $41,024 plus 32% of the amount over $201,775 |
| 35% | $256,226 to $640,600 | $58,448 plus 35% of the amount over $256,225 |
| 37% | Over $640,600 | $192,979.25 plus 37% of the amount over $640,600 |
| Rate | Taxable income | Tax |
|---|---|---|
| 10% | $0 to $24,800 | 10% of taxable income |
| 12% | $24,801 to $100,800 | $2,480 plus 12% of the amount over $24,800 |
| 22% | $100,801 to $211,400 | $11,600 plus 22% of the amount over $100,800 |
| 24% | $211,401 to $403,550 | $35,932 plus 24% of the amount over $211,400 |
| 32% | $403,551 to $512,450 | $82,048 plus 32% of the amount over $403,550 |
| 35% | $512,451 to $768,700 | $116,896 plus 35% of the amount over $512,450 |
| 37% | Over $768,700 | $206,583.50 plus 37% of the amount over $768,700 |
| Rate | Taxable income | Tax |
|---|---|---|
| 10% | $0 to $17,700 | 10% of taxable income |
| 12% | $17,701 to $67,450 | $1,770 plus 12% of the amount over $17,700 |
| 22% | $67,451 to $105,700 | $7,740 plus 22% of the amount over $67,450 |
| 24% | $105,701 to $201,750 | $16,155 plus 24% of the amount over $105,700 |
| 32% | $201,751 to $256,200 | $39,207 plus 32% of the amount over $201,750 |
| 35% | $256,201 to $640,600 | $56,631 plus 35% of the amount over $256,200 |
| 37% | Over $640,600 | $191,171 plus 37% of the amount over $640,600 |
| Rate | Taxable income | Tax |
|---|---|---|
| 10% | $0 to $12,400 | 10% of taxable income |
| 12% | $12,401 to $50,400 | $1,240 plus 12% of the amount over $12,400 |
| 22% | $50,401 to $105,700 | $5,800 plus 22% of the amount over $50,400 |
| 24% | $105,701 to $201,775 | $17,966 plus 24% of the amount over $105,700 |
| 32% | $201,776 to $256,225 | $41,024 plus 32% of the amount over $201,775 |
| 35% | $256,226 to $384,350 | $58,448 plus 35% of the amount over $256,225 |
| 37% | Over $384,350 | $103,291.75 plus 37% of the amount over $384,350 |
| Rate | Taxable income | Tax |
|---|---|---|
| 10% | $0 to $3,300 | 10% of taxable income |
| 24% | $3,301 to $11,700 | $330 plus 24% of the amount over $3,300 |
| 35% | $11,701 to $16,000 | $2,346 plus 35% of the amount over $11,700 |
| 37% | Over $16,000 | $3,851 plus 37% of the amount over $16,000 |
Long-term capital gains: 0% up to $3,300, 15% up to $16,250, 20% above.
Last day to file Form 1120 for calendar-year corporations that extended. official page
Automatic extension date. File through the BSA E-Filing System. official page
Last day to file 2025 Form 709 if extended. official page
Last day to file 2025 Form 1040 if you filed an extension. Foreign gift and trust forms (3520) and Form 8938 are due with it. official page
Deposit withheld income tax, Social Security and Medicare by the 15th if you are a monthly depositor. Semi-weekly depositors deposit on Wednesdays or Fridays. official page
Also deposit FUTA if your liability passes $500. official page
For calendar-year taxpayers. A date that falls on a weekend or holiday moves to the next business day. Illinois dates marked typical vary by tax and filer; confirm with the state.
The IRS urges strong, unique passwords, multifactor authentication, regular software updates and caution with scams. Good habits for anyone who files taxes or keeps client records.
Treasury completed automatic enrollment, opening an account for more than 60 million children under 18. A parent or guardian must claim it in the official app before the $1,000 deposit or any contributions can be added.
Individuals could claim a federal credit of up to $1,700 ($3,400 for couples) for gifts to scholarship granting organizations in states that opt in, with scholarships starting January 1, 2027.
Treasury and the IRS listed 121 guidance projects for the year starting October 1: more rules for the 2025 tax law, cutting red tape, digital assets and more. Expect new regulations and notices through September 2027.
Due dates for eligible returns and payments may be postponed to September 30, 2027. Additional relief may be available.
Updated October 9, 2026. We summarize official releases in plain English. Always check the linked source.
Know where you stand, always. No surprises in April, and no 2 a.m. worrying about the IRS.
Planning during the year and every deduction you are entitled to, so you do not overpay.
You run your business. We do the paperwork, and we do it right.
Keshav Agrawal prepares, plans, audits and represents. That means we know what the IRS and the states look for before they ask.
CPA · CISA · CIA
Chartered Accountant (India)
In the United States since 1998. More than 20 years in practice.
CPA: Certified Public Accountant, licensed by a state board. CISA: Certified Information Systems Auditor. CIA: Certified Internal Auditor. CA: Chartered Accountant (India). AICPA: the American Institute of CPAs, the national professional association. QuickBooks ProAdvisor: trained in QuickBooks accounting software.
As a CPA, Keshav can represent you before the IRS and state tax agencies, so you never face them alone.
Experience in audit, including Sarbanes-Oxley (SOX), means your books and returns are built to stand up to questions.
Usually the same business day, sometimes the next. A real person who knows your file, not a call center.
Encrypted client portal, two-step sign-in for our staff, and no sensitive documents sent by plain email.
Reliable, unhurried, and always in plain English. Here is what to expect.
Your first conversation is about you: how you earn money, what worries you, and what you hope for. Not a pile of forms.
A CPA reviews your numbers. We look for savings, and for anything that could cause trouble later.
You will know what we found, what you owe or save, and why. Questions are welcome, any time.
We remind you of deadlines, check in during the year, and stand with you if the IRS or a state ever writes.
Working for yourself can feel lonely when it comes to taxes. You are the owner, the bookkeeper, and the one who lies awake wondering about the IRS. I have spent more than 20 years helping people exactly like you, and I know the questions behind the questions: Am I doing this right? Am I paying too much? Will something come back to bite me?
My promise is simple. I will listen first, explain things in plain English, give you a clear quote before we start, and answer when you reach out. If you are not sure we are the right fit, just ask.
Keshav Agrawal, CPA, CISA, CIA
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From a simple return to payroll in several states, you deal with one friendly team that already knows your story.
Federal and state returns prepared with care, for residents, visa holders and families with income from more than one place.
Learn more →Returns for LLCs, S corporations, partnerships and C corporations, plus year-round planning that keeps your tax bill sensible.
Learn more →Accurate, on-time payroll in every state, including county and city compliance where it applies.
Learn more →Clean, current books and clear monthly reports, plus controller and CFO-style guidance when you are ready for it.
Learn more →A calm, experienced CPA between you and the IRS: notices, audits, penalties and back taxes.
Learn more →Choose the right structure, form your company in any state, and start with the right tax and accounting foundation.
Learn more →Expanding to India, Canada, Thailand, the UAE, Singapore or Hong Kong, or coming to the U.S.? We plan the structure and the U.S. tax side.
Learn more →FBAR (FinCEN 114), Form 8938 and related filings, with a secure portal for your account details.
Learn more →Registration, FSVP, prior notice, labeling and records for food, supplements, cosmetics and medical products, organized and on your calendar.
Learn more →Opening a U.S. company, branch or practice from abroad: structure, tax IDs, banking, accounting and yearly filings.
Learn more →Gifts and inheritances from abroad, foreign trusts and related reporting: decide, prepare and fix missed filings.
Learn more →Every group has its own tax rules and its own worries. We know them well.
We help with the U.S. side of international life and with starting businesses abroad: India, Canada, Thailand, the UAE, Singapore and Hong Kong.
| India | Company setup, FEMA basics, NRI taxes |
|---|---|
| Canada | Incorporation, GST/HST and payroll |
| Thailand | Limited company and ownership rules |
| UAE | Mainland and free-zone companies |
| Singapore | Private limited company, treaty planning |
| Hong Kong | Limited company, territorial tax |
Rates, forms and deadlines for individuals and businesses in all 50 states and DC, plus multi-state rules, a compliance calendar and a startup checklist.
Which states tax your income, the main return and the agency.
Open →Corporate and gross receipts taxes, sales tax and agencies.
Open →Live in one state, work in another? Remote work and nexus.
Open →Entity, elections, payroll and tax treatment for new businesses.
Open →Federal and state deadlines, with this week first.
Open →Yearly average rates for foreign income, with a converter.
Open →Quarterly rates by country. Used for the FBAR.
Open →Monthly AFR for loans, gifts and installment sales.
Open →Short, honest answers to common questions. Do not see yours? Just ask.
Keshav Agrawal is a U.S. CPA and a Chartered Accountant (CA) from India, and many of our clients have ties to India. We help with residency, India income and accounts, FBAR and Form 8938, mutual funds that are PFICs, foreign gifts and property. We work with clients of every background, online anywhere in the U.S. and in person in Aurora, and our office serves clients in English, Hindi, Gujarati and Bangla (Bengali).
You deal with a CPA who knows your file, not a call center. We start with a real conversation about your situation, we explain our findings in plain English, and you can reach us when you need us. We tell you honestly up front if we are not the right fit.
Never. Life gets busy, and we see this every week. We help you catch up calmly, without lectures, and show you how to stay current.
Quick, personal replies are a priority for us. We usually respond the same business day, and sometimes the next business day.
It depends on the work: a simple return costs less than a business with employees and several states. We give you a clear quote before we start, with no surprises.
Do not panic and do not ignore it. Take a photo or scan every page and send it to us the day it arrives. Most notices have a response deadline, often 30 days. We read it, explain it and respond for you.
It depends on your profit, your state and how you will be paid. An LLC protects personal assets and is simple. An S corporation can reduce self-employment tax for some owners, but adds payroll and compliance cost. We compare the numbers for you.
Tell us what you need and we will get back to you quickly. There is no pressure: just a friendly conversation and a clear next step.
Monday to Friday, 9:00 am to 5:00 pm, by appointment. Saturday and Sunday by appointment when needed.